Skip to main content

Access to Capital

Access to capital is vital for small businesses to grow and thrive. The Mosaic Small Business Center can help small business owners to be better able to access capital through the following services:

  • Work on establishing or increasing your FICO score through credit-building loans and other safe credit products.
  • Be ready to apply for capital by working with a business counselor to develop required documents like business plans and Profit and Loss (P&L) statements.
  • Receive assistance in accessing local loan opportunities through partner lenders.
  • Business counselors can help you understand loan applications and requirements.
  • Access corporate grant opportunities by getting on our contact list.
  • Apply for capital through IRC’s in-house lending partner, IRC’s Center for Economic Opportunity.
    • IRC’s Center for Economic Opportunity (CEO) is a national Community Development Financial Institution (CDFI) that was founded by IRC to assist immigrants, refugees, and other community members to access affordable capital. Business loan range up to $50,000. Contact a Mosaic Business Counselor for more information or access to these loans. Learn more at

Contact us to learn more about screening and referrals to community lenders for business loans, as well as referrals to IRC financial coaches and foundational credit-building loan products.


How would you like to be contacted?